Former D.C. human resources director Joseph P. Yeldell has agreed to pay $57,000 to settle claims against him in connection with his default six years ago on a federally guaranteed loan for a now-defunct travel agency he operated.

"I think Joe is happy to have it resolved finally," Yeldell's lawyer, Thomas C. Evans, said late yesterday. Yeldell's wife, Gladys, also agreed to the settlement. Joseph Yeldell is now a special assistant to City Administrator Elijah Rogers.

The Small Business Administration had filed a lawsuit against the Yeldells in April to collect more than $90,000. Court papers said that figure represented the $68,867 balance plus $22,536 in interest that had accumulated on a $100,000 loan that had been made by the McLachlen National Bank in 1971 to Entrepreneur Travel Associates Inc. The loan was insured by the SBA.

The Yeldells, in a settlement agreement submitted to a federal judge for approval yesterday, said they will pay $300 per month starting Dec. 1 for two years and then $450 per month with the balance of the $57,000 due within five years of the agreement. No interest will accrue on the debt if it is paid off on time, the agreement says.

The Yeldells' promise to pay back the money is secured by the deed of trust to their home at 1729 Verbena St. NW. That means the government could foreclose on the property if the Yeldells fail to meet the terms of the agreement.

Government lawyers declined to explain how the $57,000 figure was reached except to say that settlement negotiations routinely include consideration of a debtor's assets, liabilities and ability to repay a loan.