The D.C. Bankers' Student Loan Fund, an organization of nine city banks, announced recently that student loans are available to qualified applicants for the 1982-83 academic year.

The fund makes guaranteed student loans to persons who have lived for a minimum of 12 months in Montgomery, Prince George's, Charles and Anne Arundel counties in Maryland; Arlington, Fairfax, Prince William counties and the cities of Fairfax, Alexandria and Falls Church in Virginia; or the District.

Loan counselors are available at the fund offices to discuss applicants' financial status and to assist in determining eligibility. Applicants from families with adjusted gross incomes in excess of $30,000 must provide financial information to document financial need. Many students from families with adjusted gross incomes in excess of $30,000 qualify for the loans, officials say.

The minimum loan available through the fund is $1,000. Undergraduate students may borrow up to $2,500 per academic year and graduate students may borrow up to $5,000 per academic year. The interest rate will be 9 percent unelss the applicant has an outstanding Guaranteed Student Loan at 7 percent, in which case the new loan would be made at 7 percent. Repayment begins six to 12 months after the student leaves school or drops to less than half-time study.

The D.C. Bankers' Student Loan Fund, located at 1709 New York Ave. NW, Suite 101, is open weekdays from 9 a.m. to 4:30 p.m. It may be reached by calling 783-4522.