John L. Kensinger Jr., 55, a vice president and director of the Citizens Bank & Trust Co. of Maryland who was active in business and service groups, died of cancer Feb. 1 at the Washington Adventist Hospital in Takoma Park.

Mr. Kensinger, who lived in Silver Spring, was born in Altoona, Pa. He graduated from Hyattsville High School and attended the University of Maryland. He served in the Navy in World War II and again during the Korean conflict.

He began his career at the Citizens Bank & Trust Co. in 1948 and was a director of the bank and vice president in charge of branch operations at the time of his death.

Mr. Kensinger was a former president of the Prince George's Plaza Lions Club, and a member of the advisory board of the Prince George's Corps of the Salvation Army, the membership committee of the Prince George's Chamber of Commerce, the Greenbelt American Legion and the United Way Campaign.

Survivors include his wife, Willa, and three daughters, Deborah, Cynthia and Joan, all of Silver Spring; his mother, Agnes C. Kensinger of Hyattsville; a brother, James Leroy of Greenbelt, and three sisters, Agnes Stavely of Hyattsville, Mary Ellen Papa, of Pittsburgh, Pa., and Jessie Fern Brown of Fairfax.