A former director of a Springfield bank has pleaded guilty to misapplying almost $67,000 from the bank through a check-kiting scheme in 1981.

Federal prosecutors alleged in documents filed in U.S. District Court in Alexandria that Carolyn W. Hirst, a director at Continental Bank and Trust Company until she resigned in 1981, conducted the scheme to keep a family construction company in operation.

Hirst pleaded guilty last week to a single count of misapplication of money by a director of a bank insured by the Federal Deposit Insurance Corp., an offense that carries a penalty of up to five years imprisonment and a $5,000 fine. Sentencing was set for Sept. 9.

According to court papers, in August and September of 1981 she deposited checks back and forth between accounts at Continental and the Guaranty Bank and Trust Company in Merrifield. Continental lost $66,975.62, which Hirst later repaid in full, the papers said.

The papers said Hirst "wished to harm no one" and "hoped during the period of the check kite to cover the checks from the proceeds of receivables owed to Hirst Corporation," the family construction company, and from future business loans.

The scheme was discovered, the papers said, after an officer at Guaranty called the other bank to inquire about a check. Subsequent inquiry at Continental showed that Hirst "had been writing an unusually high number of checks with large deposits, yet the defendant had a low checking account balance," the papers said.