Lawrence J. Hogan, the three-time Republican congressman, former Prince George's County executive and one-time FBI agent who a year ago moved his family to Frederick County, Md., to start a life in the country, is once again commuting to work -- in Washington.

Hogan, 56, is president and director of First Founders Financing Corp., a mortgage banking firm incorporated July 1. It is 51 percent owned by John Hanson Savings & Loan Association; Hogan and seven other investors own the rest.

Board chairman of the corporation is Charles Dukes, who holds the same position with John Hanson. Dukes is a longtime political ally of Hogan, who has been a John Hanson stockholder for years.

The mortgage banking firm, Hogan said, does not lend money, but arranges financing for builders. Developments Hogan has worked on extend from Rhode Island to California, but most are in the Washington area.

"A developer is a developer, and finding financing is time-consuming," he said. "We're the intermediary between lenders and developers."

Following his move from Prince George's County, Hogan had been working as a consultant and lecturer at the Federal Emergency Management Agency training center in Emmitsburg, Md., 25 miles from his new home. He still lectures at the center occasionally, on such subjects as disaster preparedness and intergovernmental relations.

But mostly, he commutes about 50 miles by car with his wife Ilona, a Washington lawyer, from their 20-room antebellum house to their offices at 1100 17th St. NW. "Everybody says, 'Oh, you drive all the way to Frederick each day.' It's really not that bad," Hogan said.

Now that the subway runs to Shady Grove, just off I-270, Hogan said, "I've been thinking of riding Metro in, too."

The area around his 10-acre estate is rapidly developing. "But I've got the best of both worlds," he said, "a nice isolated area with 10 acres of woods for my youngest son to play in, but he's still got playmates nearby.

"The time will come when the area will become so intensely developed, after our kids are grown, we may want to subdivide our own property," he said.