A body recovered from the Potomac River yesterday has been identified as that of a World Bank official who was reported missing last Saturday.

D.C. police said the body of Dennis Garff, 44, of the 8109 Gainsboro Ct., Potomac, was sent to the D.C. medical examiner for a determination on the cause of death. They said the body was spotted in the river near Memorial Bridge about 1 p.m. by a jogger.

Garff was a senior loan officer with the World Bank and supervised the bank's lending and development activities in Eastern Africa, officials there said last night.

He also held a high-ranking position in the Mormon Church here and was a onetime associate of columnist Jack Anderson, with whom Garff briefly collaborated on a defunct cartoon strip about Washington.

"It's shocking and startling to me," Anderson said on being told of Garff's death last night. "I knew him to be a rather happy and pleasant man with a great sense of humor . . . . He seemed unusually well balanced. He seemed to be a man of great stability."

One longtime colleague said that Garff joined the World Bank in 1972 and had worked his way up to the position of loan officer after completing assignments in Europe and Africa.