The Office of Personnel Management has approved a request by the insurance company to give premium refunds -- ranging from $17 to $366 -- to federal workers who had Blue Cross-Blue Shield policies last year. More than 200,000 civil servants in the District, Maryland and Virginia should be getting the refunds within two months.

Refunds cannot be mailed to retirees until Congress approves special legislation.

Sen. William V. Roth Jr. (R-Del.) introduced a bill Thursday that would guarantee refunds to retirees. Rep. Mary Rose Oakar (D-Ohio) is to propose a retiree refund bill this week. Even if Congress approves the measures quickly, chances are that eligible federal workers will get their refund checks before retirees get theirs.

Here are the refunds due 1985 Blue Cross-Blue Shield policyholders: For regular federal workers the refund for a high-option family plan is $366; for single coverage the refund is $170. For standard option family coverage the refund is $170; for single coverage it is $69.

Refunds for postal workers with high option coverage are $293; those with single coverage would get $138. Those with standard option family coverage are due $49, and those with single coverage in 1985 would get $17. The postal refunds are smaller because the government pays a larger share of those employes' insurance premiums.