A unique, charity-begins-at-home program by and for U.S. workers and their families will award about $35,000 in scholarships next week to about two dozen Washington area residents. The students who qualify for the scholarships -- valued at between $500 and $2,500 -- are all children or dependents of federal workers who need the money to start or continue their education.

Next month, the fledgling Federal Employee Education and Assistance fund will begin notifying 1,500 federal worker families who had applied for low-interest college loans whether they have been selected. FEAA sources said yesterday that they expect that 60 percent or more of the applicants, many of them local residents, will get the loans, which will range from $2,500 to $15,000 per recipient.

The FEAA is one of several hundred groups participating in the Combined Federal Campaign. Last year government employes pledged more than $140 million to the wide variety of charities and social service agencies that get some or all of their financing from the one-shot drive.

But the FEAA is unusual in that it is financed by federal workers for federal workers. Its success has given a black eye to critics who said the program was bound to fail because federal workers were too cheap or apathetic to get it off the ground. FEAA says it has negotiated with banks to provide funds for the educational loans and grants, or for workers who need the money because of medical or family emergencies.

Regional committees made up of federal worker volunteers pass on applications. About $3 of every $10 the FEAA has received in pledges comes from the Washington area, which has about 14 percent of the country's federal civil servants.

Groups that started the FEAA include the National Federation of Federal Employees, the Senior Executives Association, the National Treasury Employees Union and the National Committee of Social Security Management Associations.

Workers interested in applying for loans or scholarships can contact the FEAA c/o Box 2811, Washington, D.C., 20013 or call 543-8685.Job Mart

The International Trade Commission wants a personnel management specialist, Grade 11 or 12, and a supervisory publications design specialist, $32,567. Call Jean McLeod at 724-1288.

Equal Employment Opportunity Commission has openings for general lawyers, GS 11 through 13. Call 634-6496.

Office of Personnel Management needs a GS 9 occupational health nurse; GS 5 through 12 computer programmer/analyst; GS 12/13 staff accountant and a GS 3 through 5 payroll clerk. Call Donita Marconi at 632-6118.

Internal Revenue Service is looking for GS 11 lawyers familiar with the Freedom of Information and Privacy acts. Call Mary Otto at 566-3074.

National Weather Service in Silver Spring needs a GS 5 clerk. Call Lenise Alfalla at 443-8208.

Andrews Air Base wants a diagnostic radiologic technician, $16,521 to start. Call 981-5431. Meetings

The Classification and Compensation Society will have its Aug. 27 luncheon at the Japanese Steak House in Arlington. The guest speaker is Yuichi Seki, first secretary, Japanese Embassy. For reservations, call 783-4847.