Hispanic and black high school graduates in Maryland suffering the effects of changes in student loan policies could look to community colleges for low tuition, financial aid and support programs. While it is deplorable, as The Post points out in "Too Few Minorities" {editorial, Oct. 26}, that there has been a decrease in the number of black students entering colleges and universities and that only one out of four Hispanic high school graduates enters college, it is not true that students have no options.

Some have already discovered the community college alternative. At Montgomery College, a community college in Montgomery County, for example, enrollment of black students is up 6 percent, making it 13 percent of total enrollment this semester, and enrollment of Hispanic students has increased 3 percent, to 5 percent of total enrollment. In addition, there has been a 3 percent increase in foreign student enrollment.

These minority students find that Montgomery College, like other community colleges, offers a variety of courses, such as developmental English and math and English as a second language. Free tutoring is also available.

Declining minority enrollment in colleges can and must be reversed, and a community college is the ideal place for many of these students to begin a college education.

GAIL FORMAN Professor of English, Montgomery College Potomac