QUESTION 1: A special commission will recommend changes in Maryland's tax structure after the election. What are your thoughts on which taxes are unfair, too high or underused?

QUESTION 2: What issue will require the most attention from the state before the turn of the century?

DEMOCRAT

Vote for one ticket:

Frederick M. Griisser Jr. (Gov.)

and Sanford M. Abrams (Lt. Gov.)

William Donald Schaefer (Gov.)

and Melvin A. Steinberg (Lt. Gov.)

Frederick M. Griisser Jr. P.O. Box 1343, Glen Burnie Age: 36

Licensed state Realtor, currently with Long & Foster in Severna Park; past vice president of sales for an Annapolis-based tour operator; has worked aggressively in the past for individual rights and upholding of the U.S. Constitution; is proud to be the only gubernatorial candidate who has no political favors to return and no big-business ties to repay; member of national, state, and local boards of Realtors; past chairman, Maryland Committee Against the Gun Ban; life member, NRA; past president, officer and board member of a variety of sportsman and conservation organizations.

1: It's interesting to note that the tax commission's study will not come out until after the election, thereby relieving the current administration from the embarrassment of having to answer the hard questions from voters about where all the tax money has been wasted in the past four years and making promises on how they won't waste taxes in the next four years. Residents over the age of 65 should not have to pay property taxes. We working Marylanders should not have to give so much of our hard-earned wages to the state. Four years ago we had a surplus of over $400 million. Now we have a deficit. Where did all of the money go? I tend to lean toward user-oriented taxes. Programs should be structured so that they can pay their own benefits. I firmly believe that citizens don't mind paying their fair share of taxes as long as they are sure it's being used for the programs and services that they were told it's to be used for. Taxpayers are tired of finding out that tax money is constantly being squandered on "pet" projects and unneeded programs.

2: Tax breaks for the elderly, environmental issues such as cleaning the bay, mandatory recycling programs and user-oriented landfill funding. Jobs for heartland counties, as well as housing and food for the truly needy. A complete housecleaning of entrenched bureaucrats, a streamlined criminal justice system and a restructured educational system making smaller school districts with elected school boards responsible for academic excellence in their own area. Sanford M. Abrams 2201 Victor Ct., Silver Spring Age: 41

President, Creative Sales Associates, Silver Spring; chairman of the board, Free State Alliance; vice president, Maryland Licensed Firearms Dealers Association; secretary, RSM Inc., a sporting goods retail operation; board of directors, American Organization for Rehabilitation Through Training Foundation; former board member, Hexagon Inc.; committee chairman, Maryland State Rifle & Pistol Association; U.S. Army Reserve, six years; member, Izaak Walton League of America; attended Baltimore City College and University of Maryland, College Park. William Donald Schaefer 620 Edgewood St., Baltimore Age: 68 Incumbent

Governor, state of Maryland, 1986-90; mayor, city of Baltimore, 1971-86; president, Baltimore City Council, 1967-71; member, Baltimore City Council, 1955-67; fifth person in nation to receive the "Distinguished Public Service Award" from Brandeis University along with Eleanor Roosevelt, Chief Justice Earl Warren, Watergate prosecutor Leon Jaworski and Speaker of the House Thomas P. "Tip" O'Neill; tripled the number of children served by pre-kindergarten programs; enacted the toughest drug laws in the country; launched major welfare to work initiative, known as Project Independence; doubled state funding for environmental improvements; University of Baltimore Law School, 1939; University of Baltimore, master of laws, 1951; served in U.S. Army, World War II.

1: I appointed the Linowes Commission in 1987 to study Maryland's tax structure. Their report is due in December 1990. I look forward to making recommendations based on the commission's final report.

2: Although all issues are important -- driven by the challenges of a globally competitive economy and pending labor shortages -- human resource development will be a central issue for Maryland in the '90s. In a period when simple mass production technology can be replicated in low-wage countries with increasing ease, the highly developed skills needed by the information-intensive, technologically advanced industries may be our most important comparative and competitive advantage. More students need to graduate from our schools, and those who do must be prepared to conduct business anywhere on earth. That means heightened instruction in foreign language, international studies, science and math. Moreover, we must invest in the continual retooling of our work force. We must move beyond the traditional view that learning is only for school-age students and not for adults. Indeed, 80 percent of the work force of the year 2001 is already in the labor market. They must keep pace with accelerating technological changes. The pressure for lifelong learning is as keen for workers on the shop floor as for those in the executive suite. Melvin A. Steinberg 13 Stone Hollow Ct., Pikesville Age: 56 Incumbent

Lawyer; Maryland lieutenant governor, 1986 to present; president, Maryland Senate, 1983-86; chairman, Senate Finance Committee, 1979-83; vice chairman, Senate Judicial Proceedings Committee, 1975-79; elected to state Senate, 1966; chairman, Maryland Executive Helicopter Advisory Committee (Medivac); chairman, Peabody Institute Task Force; coordinated and drafted administration legislative agenda; married 32 years; three children, three grandchildren.

GOV./LT. GOV. REPUBLICAN

Vote for one ticket:

Ross Z. Pierpont (Gov.)

and Lloyd W. Reynolds (Lt. Gov.)

William S. Shepard (Gov.)

and Lois B. Shepard (Lt. Gov.) Ross Z. Pierpont 5602 Enderly Rd., Baltimore Age: 72

Retired chief of surgery, Maryland General Hospital, 1960-86; chairman of the board, Frederick Foundary and Machine Inc.; assistant clinical professor of surgery, University of Maryland School of Medicine, 1961-75; author, many articles and the book "Indicted"; Board of Review of State of Maryland Health and Mental Hygiene, 1972-82; Advisory Board Comprehensive Health Planning, 1968-70; delegate, Republican National Convention, 1972 and 1988; Republican candidate, mayor, Baltimore, 1971, U.S. Congress, 3rd congressional district, 1984, 1986 and 1988; member, Kiwanis Club of Baltimore, 43 years, and Baltimore Civic Opera; Golfer, -19 handicap; squash player; married, 48 years, Grace S. Pierpont; one daughter; four grandchildren.

1: Real estate taxes on homes are very destablizing, in Baltimore especially. A $5.95 tax rate causes flight from the city of our most stable homeowners to surrounding subdivisions. We can change this using a formula used in Singapore and the Pacific rim countries. Briefly: 1. No tax on primary residence. 2. School and subdivision tax on everyone, of $400-$500. 3. Sale of transfer at death an 8 percent to 10 percent tax on total figure of sale. 4. Second or more properties plus rental properties are taxed. Program produces the same revenue stream but encourages great stability. I favor working for a change. I also favor generally broad taxes that cover the entire state with allocation of revenue to equalize education, crime prevention and protection, etc. I do not favor destablizing subdivision taxes such as bottle taxes, etc. The Linowes Commission report is being held hostage by Governor Schaefer. I cannot comment on the specifics of a secret report. A second hostage is the fund created for challenger candidates for governor by a tax check off. Both hostage situations are reprehensible in our one-party state.

2: A myriad of issues will require continual close attention of the governor: the environment, the economy, taxes and equity, education, drugs and crime, agricultural maintenance and set-aside, non-tidal wetlands with equity, garbage, tires, plastics and other disposal and recycling, sewage management, better systems of health care, AIDS and homosexuality, etc. But the single most important issue is the one before us now. Who is the best qualified candidate to serve as governor of this state? I submit to you Ross Pierpont as a candidate who far exceeds all others in qualification and ablility and will make the best governor of Maryland. Consider all of the candidates and compare Pierpont for scholastic achievement, demonstrated executive ability, management ability, ability to earn money and retain it, honesty, integrity, new ideas and hard work. Ross Pierpont is owned by no special interests and no bosses. Lloyd W. Reynolds 12802 Gores Mill Rd., Reisterstown Age: 57

Farmer/contractor; president, Reynolds & Yellott Co. Inc.; member, Baltimore County Agriculture Land Preservation Board; vice president, Baltimore County Farm Bureau; served on the State Farm Bureau National Affairs Committee; past president, Reisterstown/Glyndon/Owings Mills Chamber of Commerce; past director of Reisterstown Jaycees and J.C.I. Senatorship 13052; served on Rep. Helen Bentley's Academy Review Committee and Agriculture Advisory Board. William S. Shepard 8602 Hidden Hill Lane, Potomac Age: 55

Arms control consultant/former career diplomat; director of congressional affairs, U.S. Arms Control and Disarmament Agency, 1987-89; president, Republican Club of Montgomery County, 1987; U.S. congressional candidate, Maryland's 8th District, 1986; congressional fellow and legislative assistant to U.S. Sen. Robert J. Dole, 1982-83; U.S. Foreign Service, 1965-85, including service in Vietnam, Greece, Hungary and as U.S. Consul General to Bordeaux, 1983-85; captain, Judge Advocate General's Corps, U.S. Army Reserve, 1961-64; JD, Harvard Law School, 1961; Fulbright grant to France, 1957-58; AB, cum laude, Wesleyan University, 1957; "Who's Who in America," 44th and later editions.

1: We will bring responsibility and accountability back to the management of Maryland's budget. The central issue in this campaign is taxes. Schaefer has taken Maryland from a $400 million surplus to a deficit in two years. Our problems, however, do not stem from any fundamental flaw in Maryland's tax structure or lack of tax revenues, but from a spendthrift administration that has shown itself incapable of managing the state budget. The solution is not more taxes but sound administration. We will work with the leaders of the legislature to make the difficult decisions required to balance the state budget and to provide needed services to less affluent parts of the state. We will do so without raising taxes. I have testified that Schaefer's "special commission" should issue its report before the election -- not one month later. We all want to know what tax hikes Schaefer plans if reelected.

2: That issue, economic disparity within Maryland, is already here. The shift from a manufacturing-based to a service-based economy, and the further decline of inner-city Baltimore, have brought decline. The emergence of high-technology industry in other areas has brought prosperity. This has resulted in an alarming disparity in the financial resources that counties have available for schools and other vital needs. Maryland's next governor must make sure that economic prosperity reaches every county. To do this, investment in education will be fundamental, to provide an educated and self-confident work force. A responsible stewardship of the Maryland economy is also vital. Furthermore, Maryland desperately needs leadership that will champion the cause of every part of the state. As we near the year 2000, we want a land of pleasant living that preserves diversity and the best of our heritage while giving every Marylander a fair economic shake. That is our challenge and promise. Lois B. Shepard 8602 Hidden Hill Lane, Potomac Age: 52

President, Shepard International Group; director, Institute of Museum Services, 1986-89; chairman, Republicans Abroad International, 1981-85; dean of women, Harker Prep, Potomac, 1974-76; teacher; arts spokesman, Bush-Quayle campaign; director, Americans Abroad, Reagan-Bush, 1980, 1984; official party representative, British Conservative Party Conference, 1982, 1984; alternate delegate for George Bush, Detroit convention, 1980; graduate, Senior Government Managers Program, Harvard University; BA, Vassar College; married to Bill Shepard for 30 years; three children.