Republican mayoral nominee Maurice T. Turner Jr. has accumulated debts of $177,000, including $150,000 in loans, to finance his campaign against Democrat Sharon Pratt Dixon, according to campaign financing reports released yesterday.

Turner raised about $200,000 in campaign contributions in September and the first week of October, for a total of $493,885 in contributions since he began his campaign, the reports showed.

He reported cash on hand of $47,428.

At the close of business yesterday, Dixon had not filed her required report with the D.C. Office of Campaign Finance. She had until midnight last night to put the report in the mail, and campaign aides said her campaign fund-raising figures were not available.

Mayor Marion Barry also submitted his first campaign report since announcing his candidacy for an at-large seat on the D.C. Council, reporting $35,020 in contributions since Aug. 24, and $30,316 in cash on hand.

Jim King, Turner's campaign manager, said last night that the campaign was not discouraged by the campaign debt. He said that such debts are not unusual at this stage of a campaign and that a major television advertising effort is still being planned for the last 12 days of the campaign.

Turner's most substantial expenditures in the last reporting period were $85,000 for the production and placement of advertising. He also reported $20,864 in fees to Huckaby & Associates for accounting work.

As for contributions, Turner reported that the campaign collected $154,750 in contributions at his recent breakfast featuring President Bush. King said the campaign still has $100,000 worth of outstanding pledges to collect.

Turner also reported $1,000 contributions from a number of prominent D.C. developers, including Stuart Bernstein, Melvyn Estrin and John Driggs. The Smokeless Tobacco Council contributed $1,750 to the Turner campaign.

He also received $2,000 contributions from the Republican parties of Florida, Idaho, Missouri and California.

Barry reported several $1,000 contributions from real estate partnerships controlled by developers Richard and Ronald Cohen and another $1,000 from Sigal Construction Co.

He also received $1,000 from Tri-Continental Industries and contributions from business executives Pedro Alfonso and Vershan Scales and banker William B. Fitzgerald Sr.

Barry's fund-raising outstripped that of his rivals in the at-large race in the last month, including incumbent Hilda H.M. Mason (Statehood), who raised $8,384 in the last month; Democrat Linda Cropp, who raised $8,300; and Independent Clarene Martin, who raised $1,510.

Mason, however, has lent her campaign $62,800 and reported cash on hand of $1,968. Cropp had previously raised about $57,000, with cash on hand of $3,348. Martin had raised about $20,000, with $2,766 in cash on hand.

Other candidates in the race, including independents Jim Harvey, R. Rochelle Burns and Ray Browne and Republican W. Cardell Shelton, did not file reports as of the close of business yesterday.

Two unsuccessful Democratic mayoral candidates, D.C. Council Chairman David A. Clarke and D.C. Del. Walter E. Fauntroy, also revealed substantial campaign debts in their latest finance reports.

Clarke reported campaign debts of $56,009 for printing, advertising and other costs.

Fauntroy said he owed $40,000 in consulting fees to campaign worker Lezli Baskerville and $7,500 to his former campaign manager, Doug Patton.

Fauntroy also reported that he took out personal loans totaling $104,000 from the Industrial Bank of Washington.