GULZARILAL NANDA Indian Prime Minister

Gulzarilal Nanda, 99, who twice served as acting prime minister of India -- once when India's first premier, Jawaharlal Nehru, died in office in 1964, and again when Nehru's successor, Lal Bahadur Shastri, died in 1966 -- died Jan. 15 in Ahmadabad after a heart attack.

Mr. Nanda was linked closely with the campaign against British rule, which resulted in independence in 1947.

Indian President K.R. Narayanan said that the nation had lost "an irreplaceable link with the Gandhian age of struggle and sacrifice." ESPERANZA MARTINEZ Artist

Esperanza Martinez, 64, an artist known for her emotional style and dedication after overcoming sex discrimination in Mexico during the 1940s and 1950s and whose work has been displayed at New York's Metropolitan Museum of Art and Moscow's Pushkin Museum, died of breast cancer Jan. 14 in Hacienda Heights, Calif.

Mrs. Martinez, who came to the United States in 1963, sold her first painting at age 12, although female artists in Mexico at the time were not highly regarded. By 18, however, she had become one of legendary muralist Diego Rivera's few private pupils.

Her depiction of full-figured women and her sweeping landscapes echoed the murals of her famous teacher. Her art was sold for $10,000 or more and pieces were collected by such celebrities as Jacqueline Kennedy Onassis, Clint Eastwood and Red Skelton. JOHN E. FISHER Insurance Executive

John E. Fisher, 68, the retired president and chief executive of Nationwide Insurance who during more than 20 years as Nationwide's top officer oversaw its assets growing from $1.8 billion to $42.2 billion, died of lung cancer Jan. 13 in Columbus, Ohio.

Nationwide is now the country's fourth-largest auto insurer and fifth-largest homeowner insurer.

Mr. Fisher rose from an underwriter trainee to become president and general manager of the Nationwide Insurance Cos. in the early 1970s. He was elected Nationwide's general chairman and chief executive in 1981, posts he held until 1992. ARTURO ENRILE Philippine Military Leader

Arturo Enrile, 57, the Philippines' transportation secretary and retired military chief, died Jan. 14 in Manila, two days after being hospitalized with blood poisoning.

He was appointed to his Cabinet post last April, less than a year after retiring from the military leadership position he had held since 1994. His appointment stirred controversy over allegations that President Fidel Ramos, also a former military chief, was packing his inner circle with former military men.

Gen. Enrile served with the Philippine contingent in the Vietnam War. He also helped negotiate the surrender of mutinous troops who occupied buildings in Manila during a coup attempt against former president Corazon Aquino in 1989. LITA S. OSMUNDSEN Research Executive

Lita S. Osmundsen, 71, president of the Manhattan-based Wenner-Gren Foundation for Anthropological Research from 1978 to 1986, died Jan. 9 in New York. She had pulmonary hypertension.

Mrs. Osmundsen, who was the foundation's research director from 1963 to 1978, was a 1976 recipient, along with anthropologist Margaret Mead, of the foundation's first Distinguished Service awards.

Mrs. Osmundsen received her award for her "contribution to the internationalization of anthropology," her support of research and her use of conferences to "further scholarly integration and development," according to an American Anthropological Association publication. EMANUEL REVICI Cancer Doctor

Emanuel Revici, 101, a controversial physician whose pioneering alternative treatments for cancer led to the revocation of his medical license for several years, died Jan. 9 in New York. The cause of death was not reported.

Dr. Revici, who was born in Bucharest, Romania, and settled in New York in 1947, believed that metabolic imbalances cause cancer to grow. He administered lipids to balance that disturbance. Much of the medical establishment believed his method did not work, and the American Cancer Society warned people against seeking his treatment.

New York began holding hearings in 1985 after complaints from several former patients, and Dr. Revici's license was revoked in 1993. His license was restored in November. The Revici Life Science Center in Manhattan continues to offer his therapies. JOHN C. CRANO Research Director

John C. Crano, 62, a research director at PPG Industries Inc. who was instrumental in the creation of plastic lenses for eyeglasses, which are lighter and more durable than glass lenses, died Jan. 10 in a traffic accident in Pittsburgh.

He held 20 U.S. patents and was instrumental in creating Transitions lenses, a brand owned mostly by PPG. The lenses were the first commercially successful replacements for glass lenses. LAWRENCE TREAT Mystery Writer Lawrence Treat, 94, the author of about 300 short stories for pulp mystery magazines and 20 police mystery novels who was said to have been the last surviving founding member of the Mystery Writers of America, died Jan. 7 in Oak Bluffs, Mass. The cause of death was not reported.

He began writing in the 1930s. His first novels were "B as in Banshee" and "D as in Dead." "V as in Victim" was published in 1945. These novels followed protagonist Mitch Taylor, a veteran police officer with family problems and a belief that bribes reveal secrets, and sidekick Jub Freeman, a forensic expert.

In recent years, Mr. Treat and was the originator and author of mystery picture puzzle books. His clues might lead readers to logical solutions that were not the same as his. He said he didn't mind, because he was dealing with probabilities, not certainties.