As a lifelong resident of the Bronx and as its congressional representative, I found The Post's article "South Bronx, 10 Years After Fame" {Aug. 25} to be one-sided and lacking in objectivity.

The substance of the article lived up to the somewhat dramatic subtitles ("In ghetto, ideas for urban redemption seem to have run out"; "Solutions, lives crumble in South Bronx") but failed to point out much of the good that is being done. Thousands of people have made a profound commitment to the Bronx, whether it be to continue living there or to keep businesses operating. We believe in the motto "Don't move, improve." I would like to mention some things that the article missed.

Although housing is one of the major problems in New York City, home mortgage investment is nearly nonexistent, and federal housing funds have been reduced by more than 60 percent since 1981, groups such as Banana Kelly, Mid Bronx Desperadoes and SEBCO Development have performed miracles in new construction of housing units and rehabilitation of existing structures.

SEBCO has constructed and rehabilitated 45 buildings, with approximately 1,800 housing units, and built 65 new single-family homes. Together with its subsidiaries and Property Resources Corp., it has been responsible for employing more than 200 community residents.

Banana Kelly Community Improvement Association has rehabilitated more than 500 apartments, trained unskilled workers in building rehabilitation and provided weatherization improvements in more than 2,000 units. It has not stopped there, however. Banana Kelly has trained high school dropouts in construction and given them remedial-reading assistance. It coordinates a program to work with seventh-graders who have been promised a full college scholarship when they graduate from high school.

Another of the groups mentioned in the article was the Mid Bronx Desperadoes. It has completely rehabilitated more than 600 housing units, developed Charlotte Gardens (90 single-family homes), Salter Square (150 town houses) and more than 240 units of housing for the elderly, made numerous facade improvements, done over $100 million in infrastructure work, developed the Mid Bronx Industrial Park with the city, rehabilitated Crotona Park, implemented crime prevention programs and tenant organizations and attracted more than 28 new businesses into the area.

While banks are leaving the Bronx, community residents have created their own means of providing financial services. In fact, Bethex Credit Union is one of the best operated and fastest growing credit unions in the country.

The Port Morris Industrial Park in the Bronx has recently been designated an Opportunity Zone by New York state. Opportunity Zones work in a similar manner to Enterprise Zones, providing tax incentives to businesses that move into a designated area and hire local residents. This will certainly lead to new business investment and more jobs for the Bronx.

As noted in the article, one of the biggest problems the South Bronx faces is an all-too-high student dropout rate. While I strongly support public-sector initiatives to combat the dropout problem at national and local levels, encouragement should be given to the efforts of the private sector. Consequently, my office has coordinated and is working with a coalition of high schools and businesses in the Bronx to start a dropout prevention program that will provide jobs for students who graduate.

Every spring schoolchildren from the Bronx visit my Washington office, and I attend their graduations from grade school to high school. In their faces I see the future of our community. It is not a community made up of drug addicts, criminals and hopeless victims of the poverty cycle. It is one made up of hard-working, intelligent people, many who could have left yet stayed, people with hopes and dreams. Ask schoolchildren in the Bronx what they want to be when they grow up and you are apt to hear anything from a judge to a fashion designer. The point is that they want to be something -- and that is what the Bronx is all about, people struggling to lead a decent life. The Bronx can use a helping hand, but it is not waiting for any handouts.

Robert Garcia

The writer is a Democratic representative from New York.