Two suspects in the $150,000 kidnaping of a Tennessee banker's daughter were captured when a Highway Patrol cruiser smashed into their station wagon soon after the hostage was released unharmed.

Police said more than $148,000 of the ransom paid for Annette Adams, 19, has been recoverd following the arrests of Wayne Garrity, 29, and Shelby Ann Baker, 28, of Statesville, N.C.

They were captured when the police cruiser sped into a motel parking lot and rammed their station wagon into a large trash bin.

The chase ended about six hours after Adams, a student at Vanderbilt University in Nashville, was freed unharmed at a motel in Morganton, N.C., about 20 miles west of Hickory, ending more than two days of blindfolded captivity for the coed.

Arrested were Wayne Garrity, 29, and Shelby Ann Baker, 28, both of Statesville N.C.

"That's want I got for being a nice guy," Garrity said after his arrest. "I should have tied her to a tree and put a piece of tape over her mouth."

Adams, daughter of Marryville, Tenn., bankpresident W.C. Billy Adams, was abducted Thursday night as she left a fraternity party at Vanderbilt. She was released after her father turned over what authorities described as a "substantial" ransom.

Adams was tearfully reunited with her family at the sheriff's office in Morganton. N.C. and talked with reporters later outside her family home at Maryville. She said she was well treated, and "they never threatened to hurt me at all."