Since he announced his urban proram five weeks ago, President Carter has sent Congress only six of 15 necessary bills, and Capitol Hill sources say several of the remaining nine have no chance this year.

Sen. William Proxmire (D-Wis.), chairman of the Senate Banking, Housing and Urban Affairs Committee, said that "because the legislation is coming in late and because it will add to the budget, much of it won't pass this reason."

The White House is already up against an imporant congressional deadline: committees that authorize new spending must report their bills by May 15.

Budget committees can walve the deadline, and it is expected that the House committee will do so for all the urban bills and the Senate committee will for some of them.

But even so, the press of other business may push much of the urban program off the calendar. As one Hill source noted, "It's an election year, and members of Congress want to go home early to campaign."

John McEvoy, staff director of the Senate Budget Committee, said the administration's delay "has given opponents of the legislation two bites of the apple. Some legislators seem to feel that if it took the administration a year and a half to decide tis program, maybe we shouldn't be in such a hurry."

Delphis C. Goldberg, a staffer with the House intergovernmental relations subcommittee, said that even with walvers of the budget deadline, "the committees must hold hearings and deliberate on the bills, and I can assure you there'll be no rubber stamp."

Anne Wexler, Carter's newest assistant, who has been assigned the task of pushing the legislation in Congress, insisted yesterday that "it has a very high priority," but she acknowledged that "it's taken us a little longer than expected" to draft the bills.

Of the six measures submitted, only one is considered a major piece of legislation. And that one, proposing $ billion in fiscal aid to local governments has run into trouble.

Goldberg said the computer print-outs that the administration sent his committee to show which communities would get funds "were of questionable accuracy and therefore were completely useless."

As Carter originally proposed the fiscal aid program which would take the place of the antirecession aid that localities now get, it was to be directed to communities with jobless rates above the national average.

But as drafted, the legislation says communities will be eligible if they have slower than average growth in two of three areas: employment, population, and per capita income.

Under the current antirecession program, 17,000 jurisdictions receive aid; under the new criteria, 26,000 would get money, according to the Treasury Department. "Is this what they call giving aid to distressed areas?" Goldberg asked. "Under this program, Greenwich, Conn., an affluent city, would get money." He predicted that some kind of fiscal aid bill will pass Congress, "but not in its present form."

The other bills that have gone to Congress require relatively small amounts of money. They would provide extra funds for housing rehabilitation, social services, inner-city health centers, transportation links between bus and subway lines and for a new Urban Volunteer Corps.

The volunteer corps was approved last week by the House-Education and Labor Committee. Funds for the transportation project were not included in the Senate's budget resolution.

Proposals expected to be submitted to Congress in the next two weeks include $1 billion for public works maintenance jobs, tax credits for businesses that hire the so-called "hard-core" unemployed poung people, a 15 percent credit for businesses that build new structures or rehabilitate old ones in depressed areas, funds for a national development bank that would encourage business investment in such areas, and a grant program for states that aid distressed cities.

The development bank is given no chance of passage this year, and the state incentive program will have a "tough time," an administration source said.

Another source said several disputes have arisen over the maintenance job proposal. "Organized labor has cooled off on the idea of paying less than full wages to some workers," he said.

The House is expected to approve some form of tax credits to businesses that hire "hard-core" jobless youths but is not expected to pass the extra credits for those that locate or expand in depressed areas.