These points were made yesterday during testimony by businessman Albert A. Hakim:

ON COMMITMENTS MADE BY RETIRED MAJOR GENERAL RICHARD V. SECORD:

Secord last year twice told Iranian officials during secret talks that the United States was ready to "fight the Russians in Iran" if the Soviets invaded. Secord also said the United States would aid Iran "to depose" Iraqi President Saddam Hussein.

Hakim initially described Secord's assertions as a "bargaining method . . . used to get the attention of the Iranians." But under questioning, he said the commitments "represented the attitude of the total delegation" meeting the Iranians, which included then White House aide Lt. Col. Oliver L. North Jr. and retired CIA operative George Cave.

ON THE MULTI-HEADED MONSTER:

Hakim referred to the "enterprise" that was set up to arrange the financial deals in the Iran-contra operation as a "multi-headed monster." He said he is not prepared to give the U.S. government any of the $8.1 million in leftover profits from the U.S.-Iran arms sales. He said he still has debts and wants to keep some profit for himself.

ON THE BRUNEI SOLICITATION:

Secord planned to divide into two parts the $10 million secretly solicited for the contras by the State Department, from Brunei. The first $3 million was to go to the contras, probably in the form of weapons. Hakim was to await instructions from Secord about what to do with the balance, but the money was inadvertently sent by Brunei to the wrong bank account.

ON ALERTING JUSTICE DEPARTMENT:

Sen. Warren B. Rudman (R-N.H.) disclosed that Assistant Attorney General William Bradford Reynolds told committee probers that attorney Thomas P. Green had told him Nov. 24 that diverting profits from the U.S.-Iran arms sales was Hakim's idea, and North had acted only as a "facilitator."

ON THE MARKUPS:

Secord, who earlier had claimed that he had added markups of 20 percent to 30 percent on weapons sold to the contras between January 1985 and August 1986, apparently sold one shipment of mortars and ammunition for $307,200, a markup of 61 percent. Committee members indicated they may recall Secord as a witness to clarify some discrepancies between his testimony and Hakim's.