Age 60-64

Living with spouse

Working

High educational level and income

Owning a home and paying a mortgage

*Children living in the household

Age 65-69

Receiving Social Security

*Planning to move

*Parents living in the household

Age 70-74

Not working, retired, but no dependents

Owning home outright

*A little dissatisfied with life

Age 75-79

Still driving

*Likely to be caring for spouse

*Less mobile, physical restrictions developing

*Living in a seniors complex

*No longer married, now living alone

Age 80-84

Women in majority

Experiencing major life changes, particularly the death of a close family member or friend

Experiencing some problems with activity of daily living; taking medications

Still driving

*Others pay part of housing costs

*Feeling isolated and lonely

*Having mobility problems

*Planning to move or have just moved; living in household with children and grandchildren

*More likely to be spending time in a hospital

Age 85-89

Feeling satisfied with life but sometimes lonely

*Still driving

*Experiencing reduced income, lacking financial assets, having problems paying bills

*Having multiple problems, including medical care and self care, may have a crucial need for assistance

*More frail elderly living with children or in senior housing

Age 90 and older

Being restricted because of sickness

Experiencing problems with basic self-care activities, such as bathing and dressing; much more dependent on others

Very satisfied or very dissatisfied with life

Hospitalized within the last year

*Experiencing serious financial concerns: not having enough money, taking contributions from others, selling assets to pay for ordinary living expenses SOURCE: Montgomery County Department of Family Resources