SANTA BARBARA, CALIF., NOV. 26 -- President Reagan "really, really feels personally put upon" by the sharp criticism in the final report of the congressional Iran-contra committees, but the scandal "did not destroy him by any means," White House chief of staff Howard H. Baker Jr. said today.

Baker also left open the possibility of a future pardon for former national security adviser John M. Poindexter and former National Security Council staff aide Oliver L. North, both publicly identified as targets of the federal grand jury investigation.

Questioned about eventual pardons for Lt. Col. North and Rear Adm. Poindexter, Baker said, "I have no idea, no comment, no instructions and no insight." North and Poindexter have not been charged in the criminal investigation being conducted by independent counsel Lawrence E. Walsh, but are expected to be indicted in the probe.

In the 690-page congressional report on the secret sales of arms to Iran and diversion of money to aid the Nicaraguan rebels, the committees said they found "secrecy, deception and disdain for the law." They said "fundamental processes of governance were disregarded and the rule of law was subverted."

Reagan was faulted, in particular, for having "created or at least tolerated an environment" where those who knew of the diversion thought they were carrying out his policies. And, the report said, Reagan concealed information and lied about the arms sales to Iran after they became public. The report also said he had "yet to condemn" those subordinates who "lied, shredded documents and covered up their actions."

The report also offered evidence that Reagan misled the Tower special review board, which he appointed, about his role in a possibly illegal 1985 shipment of Hawk missiles to Iran through Israel.

The president, who once promised a full response to the congressional inquiry when it was finished, has instead provided no substantive response to the final report. His spokesman, Marlin Fitzwater, has also refused to respond to specific questions raised in the report about Reagan's actions, and instead urged that the nation look beyond the scandal.

Before the congressional report, Reagan had said he assumed responsibility for the Iran-contra affair and that "mistakes were made."

Baker was asked about Reagan's response to the charges in the final report as the chief of staff left here this morning for Tennessee.

"Well, his private reaction is private," Baker said. "I can tell you that he really, really did not like it and really, really feels personally put upon by many of the implications and many of the assertions in the report.

"But it's good to go back and think about where we were in the spring and where we are now," Baker added. "When I came on board in March, you know, the real question was, 'Is this man going to survive? Is this the end of the Reagan administration, if not impeachment, at least immobilization?' And now here we are near the end of the year and he's going full throttle.

"He's got an INF {intermediate-range nuclear forces} treaty coming and a budget package coming. He's got controversy going in every political realm just about and he's very much in charge," Baker said, according to a CNN transcript of his remarks.

"So the bottom line is that it was personally hurtful to him, he didn't like it a bit. It did not destroy him by any means, did not immobilize him and he's still the strong and vigorous president he was when he was elected," Baker said.

One sign of how the White House has changed because of the scandal was Baker's presence on the same walkway at the Biltmore Hotel here where, exactly one year ago, his predecessor, Donald T. Regan, was peppered with questions about possible shredding of files. Regan and most of his deputies were swept out as Reagan changed staffs in the tumult following the publication of the Tower report last spring.

Today, the president planned to celebrate Thanksgiving at his mountain ranch with some members of his family. Baker said Reagan "looks forward" to the Thanksgiving holiday "and they'll be very thankful for a lot of things," including the conclusion of the Geneva talks on midrange nuclear missiles. Baker said First Lady Nancy Reagan is "obviously making a speedy recovery from her surgery" for breast cancer. "I'm sure he feels enormously thankful for many things," Baker said.