KHAFJI, SAUDI ARABIA, AUG. 19 -- Refugees fleeing occupied Kuwait say resistance fighters are staging desperate and daring attacks, including suicide bombings, and that Iraq has been unable to wipe them out.

Refugees arriving today at the Saudi Arabian border crossing of Khafji said one Kuwaiti resistance fighter mounted a suicide car-bomb attack Friday on an Iraqi position at a hospital in the Kuwait City suburb of Jabriyeh.

The report could not be confirmed, but the clandestinely operated Kuwait radio also announced the attack, saying an unspecified number of Iraqi soldiers had been killed or wounded.

In an apparent reference to the same incident, the Kuwaiti newspaper al-Anbaa, now publishing in Cairo, said Iraqi soldiers had been using the hospital as a headquarters.

A similar attack Tuesday destroyed an Iraqi checkpoint near the entrance to Kuwait's harbor, the refugees said.

Some refugees said they witnessed a brief attack Wednesday. Four Kuwaiti men armed with rifles fired on an Iraqi emplacement at the town of Jeleeb Shuyoukh, nine miles southwest of the capital.

The Iraqis counterattacked with machine guns and a tank, and the four resistance fighters took shelter in a nearby mosque. The tank fired at least three shells into the mosque, killing one of the attackers and injuring two. The other fled, according to the refugees.

At Ruweishid on the border between Jordan and Iraq, Arab refugees entering Jordan said Kuwaitis have been clashing with pro-Iraq Palestinians in Kuwait. One refugee said dozens of people had been killed.

Kuwaitis are becoming very nervous and violent. They shoot and kill other Arab civilians for no reason," said Mohammed Ahmad Maarouf, a Tunisian merchant. Mohammed Ali, an Egyptian, said Iraqi troops were "trying desperately to stop the shootouts that have left tens of Palestinians dead."

Kuwaiti resistance fighters, who began their attacks on Iraqi troops Aug. 3, the day after Iraq invaded the small, oil-rich emirate, call their movement "Humane Resistance." They also have set up an informal organization to handle such matters as distribution of food and fuel, profiteering and care of the sick, the refugees said.

British journalist Victor Mallet, who was in Kuwait at the time of the invasion and later escaped, said the resistance quickly developed into a guerrilla force mounting ambushes and sniper attacks, often with weapons taken from police stations.

The Kuwaiti armed forces, numbering about 20,000, were quickly overwhelmed during the invasion by Iraq's tank-led assault.

Mallet said he had been told by a member of the deposed ruling Sabah family that the resistance was developing an underground political and military structure and was in contact with the exiled government abroad. According to other reports, however, armed resistance is not widespread.

One big problem for the resistance movement has been lack of coordination. Separate groups have formed in various parts of the country, Mallet said.

The resistance groups also are beset by logistical problems and lack of weaponry, he said.

Egyptian refugee Sameh Minyawi said his wife and daughter would travel on to Egypt, but that he would return to Kuwait and join the resistance because "this is my duty to the country where I lived and worked seven years."

"I don't care what politicians may say or do, but these Nazis should be stopped at any cost," he said of the Iraqi invaders.

The refugees described streams of Iraqis arriving in Kuwait by car to buy televisions, radios and other appliances. Kuwait is facing shortages of milk, sugar, rice and soap, the refugees said.

Electric appliances, which are scarce in Iraq, were being sold by Iraqi troops who looted them from houses, the refugees claimed.