Proposed cuts in the Department of Housing and Urban Development's budget would deprive nearly 100,000 people of new jobs and leave 156,000 families without affordable housing, the agency said yesterday.

In addition, 16,000 families and individuals who are homeless or who have AIDS would lose housing assistance, HUD said.

"This nation is doing extraordinarily well . . . but that's not to say everyone, everywhere is sharing in the success," HUD Secretary Andrew M. Cuomo said. "That makes the cuts all the more onerous."

A department report titled "Losing Ground: The Impact of HUD Budget Cuts on America's Communities" details how $1.6 billion in budget cuts proposed by the House Appropriations Committee in July will affect communities in the number of jobs that won't be created and housing that won't be available to low-income people.

President Clinton had proposed a $2 billion increase for the department in fiscal 2000, up from $28.5 billion this year.

Clinton has threatened to veto the committee's spending plan because of the cuts, but Republican budget writers say they had to make them to stay within spending caps that were imposed two years ago.

Appropriations Committee spokeswoman Elizabeth Morra said the cuts were made in specific programs, rather than across the board, and that "some tough choices had to be made."

"While we are short of President Clinton's request, we have done our best to prioritize spending under tight budget caps imposed in 1997," Morra said.

Cuomo, who called the cuts "irresponsible and repugnant," said the strong economy has increased the nation's need for affordable housing by driving up rents.

He attributed the cuts to a 10-year, $792 billion tax reduction that the Republican-led Congress approved earlier this month.

"Congress shouldn't rob the poorest Americans to provide reckless tax cuts and create a new deficit," Cuomo said. "Now is the time to invest in a brighter future for people and places left behind."

At a news conference with Cuomo, Lee Clancy, mayor of Cedar Rapids, Iowa, said a reduction in grants for community development would cost her city 35 jobs and housing subsidies for 113 families.

The department's budget already is inadequate, said Cushing Dolbeare, president of Meeting America's Housing Needs, an advocacy group. "Cutting it further makes a bad problem worse," he said.

CAPTION: HUD Secretary Andrew M. Cuomo called $1.6 billion in budget cuts "irresponsible and repugnant."