Metropolitan Police Chief Maurice Cullinane will be the speaker at the Nov. 15 meeting of the D.C. Builders Association at the National Housing Center. Officers will also be elected at the meeting. Joseph E. Pignataro has been nominated for a second term as president.

Charles V. Hardwick Jr. has been named assistant vice president and manager of the new commercial loan department of the James T. Barnes Co. of Washington, D.C., Inc. The Barnes firm calls itself the largest privately held mortgage banking firm in the nation.

Architect S. Buddy Harris, vice president of Gruen Asociates and head of that firm's office here, will talk about water resources at the Tuesday luncheon of Lambda Alpha fraternity at the Touchdown Club.

John J. O'Keefe, executive vice president of Jack Foley Realty, Inc., has been elected to serve a two-year term as a director of the Montgomery County Board of Realtors.

Lois A. Verderber recently was named Realtor of the Year by the Prince William County Board of Realtors. She manages the office of Dillon Real Estate, Inc., in Woodbridge.

The area chapter of the Association of Federal Appraisers will meet Thursday, evening at the Washington Navy Yard Officers' Club. Cynthia Straker, of legal office of the Department of Transportation, will speak.