90 and

80 Percent

Loans

80 Percent

Loans Above

$322,700

Lender

Note type

Note rate

Total points

Loan limit

Note rate

Total points

Loan limit

Wells Fargo Mtg.

30-year fixed

5 1/2%

2

$322,700

5 1/2%

2 1/4

$650,000

15-year fixed

4 3/4%

2

$322,700

4 7/8%

2

$650,000

1-year adj.

2 3/4%

2

$322,700

2 7/8%

2

$650,000

Bank of America

30-year fixed

5 1/2%

1 1/2

$322,700

5 5/8%

1 1/2

$750,000

Mortgage

15-year fixed

4 3/4%

1 1/2

$322,700

5 1/8%

1 1/2

$750,000

1-year adj.

3 1/4%

1

$322,700

4%

1/4

$750,000

FNMC/EMS/

30-year fixed

5 3/8%

2

$322,700

5 1/2%

1 1/4

$649,900

Accubanc/NCM

15-year fixed

4 3/8%

3

$322,700

5%

1 1/2

$649,900

First of America

1-year adj.

3 7/8%

0

$322,700

3 1/4%

1 1/2

$649,900

Washington Mutual

30-year fixed

5 1/2%

7/8

$322,700

5 7/8%

3/8

$650,000

Bank *

15-year fixed

4 7/8%

1/2

$322,700

NA

NA

$650,000

1-year adj.

NA

NA

$322,700

NA

NA

$650,000

Prosperity Mortgage

30-year fixed

5 1/4%

2 3/8

$322,700

5 1/2%

3

$650,000

15-year fixed

4 1/2%

2 7/8

$322,700

4 3/4%

3

$650,000

1-year adj.

2 1/8%

3

$322,700

2 1/8%

3

$650,000

First Horizon

30-year fixed

5 3/4%

5/8

$322,700

5 3/4%

1

$650,000

Home Loans

15-year fixed

4 7/8%

7/8

$322,700

5 1/8%

7/8

$650,000

1-year adj.

2 3/4%

1 1/8

$322,700

4 3/8%

7/8

$650,000

Chevy Chase Bank/

30-year fixed

5 1/2%

2

$322,700

5 1/4%

2 1/4

$750,000

B.F. Saul Mtg.

15-year fixed

4 3/4%

2 1/8

$322,700

4 7/8%

2 1/8

$750,000

1-year adj.

3 1/4%

1 1/4

$322,700

3 3/8%

1 1/4

$750,000

SunTrust Mtg.

30-year fixed

5 1/2%

2

$322,700

5 5/8%

2 1/8

$650,000

(formerly Crestar)

15-year fixed

4 3/4%

2 1/8

$322,700

4 7/8%

2 1/8

$650,000

1-year adj.

2 3/8%

2

$400,000

2 3/8%

2

$750,000

Charter One Bank

30-year fixed

5 3/8%

1 7/8

$322,700

5 5/8%

2

$650,000

15-year fixed

4 3/4%

1 5/8

$322,700

4 7/8%

2

$650,000

1-year adj.

3%

2

$322,700

3 1/8%

2

$650,000

George Mason Mtg.

30-year fixed

5 5/8%

1

$322,700

5 3/4%

1

$650,000

15-year fixed

5%

3/4

$322,700

5 1/4%

3/4

$650,000

1-year adj.

3 1/4%

1

$322,700

3 5/8%

1

$650,000

Columbia National

30-year fixed

5 1/2%

1 3/4

$322,700

5 5/8%

1 7/8

$650,000

Mortgage

15-year fixed

5 1/4%

0

$322,700

4 7/8%

2

$650,000

1-year adj.

3 3/8%

0

$322,700

3 3/4%

1 1/2

$1,000,000

Navy Federal

30-year fixed

5 1/4%

2 1/2

$322,700

5 3/4%

2 3/4

$650,000

Credit Union*

15-year fixed

4 5/8%

2 1/4

$322,700

5 1/8%

2 1/2

$650,000

1-year adj.

3%

1 1/2

$322,700

3 7/8%

1 3/4

$650,000

Wachovia Mortgage

30-year fixed

5 7/8%

0

$322,700

6 1/8%

0

$650,000

(formerly First Union)

15-year fixed

5 1/4%

0

$322,700

5 1/2%

0

$650,000

1-year adj.

3 1/2%

0

$322,700

4 3/8%

0

$650,000

Fidelity & Trust

30-year fixed

5 1/4%

2 1/4

$322,700

5 3/8%

2 1/2

$650,000

Mortgage

15-year fixed

4 1/2%

2

$322,700

4 3/4%

3

$650,000

1-year adj.

2 1/2%

2

$322,700

2 3/8%

2

$650,000

BB&T Mortgage

30-year fixed

5 3/8%

2 7/8

$322,700

5 1/2%

2 3/4

$650,000

15-year fixed

4 3/4%

2 1/2

$322,700

4 7/8%

2 7/8

$650,000

1-year adj.

2 7/8%

3

$322,700

3 1/4%

3

$650,000

Guaranty Resident'l

30-year fixed

5 5/8%

1 3/8

$322,700

5 3/4%

1

$650,000

Lending

15-year fixed

4 7/8%

1 1/4

$322,700

5 1/8%

1 3/8

$650,000

1-year adj.

3 3/8%

1

$322,700

3 1/2%

1

$1,000,000

Sandy Spring

30-year fixed

5 7/8%

0

$322,700

5 7/8%

1

$750,000

Bank

15-year fixed

5 1/4%

0

$322,700

5 1/2%

0

$750,000

1-year adj.

3 3/4%

1

$322,700

3 3/4%

1

$750,000

CTX Mtg.

30-year fixed

5 1/2%

1

$322,700

5 3/4%

7/8

$700,000

15-year fixed

4 3/4%

1 3/8

$322,700

5 1/4%

3/4

$700,000

1-year adj.

3 1/4%

3/4

$322,700

3 1/2%

3/4

$1,000,000

North American /

30-year fixed

5 5/8%

3/8

$322,700

6 1/8%

3/8

$650,000

Dime Mortgage*

15-year fixed

4 7/8%

1/2

$322,700

5 5/8%

1/4

$500,000

1-year adj.

4 1/4%

1 3/8

$322,700

NA

NA

$600,000

Mortgage Capital

30-year fixed

5 7/8%

0

$322,700

6 1/8%

0

$650,000

Investors

15-year fixed

5 1/8%

0

$322,700

5 3/8%

0

$650,000

1-year adj.

3 3/4%

0

$322,700

3 3/4%

0

$650,000

Mortgage rates often change daily. The above rate information, collected by National Financial News Service, is based on a list of the area's most active lenders. It does not constitute a loan offer or commitment by the lenders. These rates are subject to change without notice and may be lower or higher than those of other lenders in the area.