Mortgage rates continued their upward climb this week, with rates on 30-year mortgages rising to their highest point since mid-April.

Rates on 30-year fixed-rate mortgages rose to a nationwide average of 5.82 percent, up from 5.77 percent last week, Freddie Mac said Thursday.

It marked the fifth consecutive week that rates on 30-year mortgages rose. This week's increase left rates on 30-year mortgages at their highest since they averaged 5.91 percent for the week ended April 14.

Rates on 15-year fixed-rate mortgages, a popular choice for refinancing a home mortgage, averaged 5.38 percent this week, compared with 5.34 percent last week. This week's rate also was the highest since the middle of April.

For one-year adjustable-rate mortgages, rates rose to 4.47 percent, from 4.46 percent last week. This week's rate was the highest since one-year ARMs averaged 4.50 percent the week ended July 19, 2002.

Rates on five-year hybrid adjustable-rate mortgages averaged 5.30 percent this week, up from 5.27 percent last week.

The nationwide averages for mortgage rates do not include add-on fees known as points. Thirty-year mortgages and 15-year mortgages each carried an average fee of 0.6 point this week. One-year ARMs and five-year ARMs each carried an average fee of 0.7 point this week.

A year ago, 30-year mortgages averaged 5.99 percent, 15-year loans were at 5.40 percent and one-year ARMs averaged 4.08 percent. Freddie Mac does not have historical data on the five-year ARM, which it began tracking this year.

EVENTS . . . A lecture, "The Majesty of Capitol Hill," is scheduled from 6:30 to 8 p.m. Tuesday at the National Building Museum at 401 F St. NW, Washington. Thomas B. Grooms of the General Services Administration's Design Excellence Program is to discuss the development of the historic neighborhood and detail its many architectural styles, from federal and Italianate to Romanesque and classical revival. Signing of the book, "The Majesty of Capitol Hill" (Pelican Publishing Co., $21.95), is to follow the lecture. Professionals may earn 1.5 continuing-education units. Admission is $15, $10 for students; registration is required. For information, call 202-272-2448; Web site: . . . "Owners' Reps: Another Important Source of Work" is the theme of a discussion from 5:30 to 7 p.m. Thursday at the American Institute of Architects, 1735 New York Ave. NW, Washington. AIA members may earn 1.5 learning units. Admission is $35; registration is required. Call 202-667-1798 for information.

AWARDS . . . Coldwell Banker Residential Brokerage's system for distributing customer leads to agents, called LeadRouter, receieved an Inman Innovator Award, which recognizes companies that use technology to enhance real esate transactions.

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