Sally Voss of Congressional survived a lapse which she lost four holes in a row to defeat Karen Jones, 3 and 2, for the Maryland State Women's Amateur golf championship at Kenwood yesterday.

It appeared to be no contest when Voss, the 1978 champion who passed up last year's tournament because of medical studies, was 6 up after 10 holes. But Jones, the 18-year-old from Argyle who won the District championship last month, whittled away at the lead as Voss mysteriously fell apart, losing the 11th, 12th, 13th and 14th holes.

"It all started on the 11th green," explained Voss. "There was casual water on the green and I moved my ball. But my rhythm was lost and I had a hard struggle from there on in."

Jones, who has a big arc in her swing and almost, but not quite, kept up with the long-driving Voss, was even until the fifth hole. At that point, Voss threw three birdies at her opponent, making putts of 15 feet and 10 feet on the fifth and sixth holes and then being conceded a short putt for another birdie on the seventh, when Jones took a double bogey. Voss won the eighth, ninth and 10th to go 6 up and then Jones started her comeback.

Voss three-putted the 11th, which Jones won with a par. Jones won the next three when Voss suddenly lost her putting touch.

But on the short 15th, Voss put a five-ron a foot from the cup for a birdie and then halved the 16th to win the match.

Voss, considered the top woman golfer in this area, who plays between her medical studies at the University of California in San Francisco, has won the Maryland Amateur twice and the District Amateur twice. She played in the U.S. Open in Nashville last week.