Steve Woda of Crofton coped with the difficult Cedar Crest Country Club course and emerged with a 4-and-2 victory over Ray Bellamy of Cheverly to win the 37th Worsham Memorial golf tournament yesterday in Centreville.

Woda, 18, entering his sophomore year at Florida Southern, was 2 over par for the 16 holes of the match and for the most part kept his ball in play with conservative iron shots off the tees.

Bellamy, 18, a sophomore at Millersville State (Pa.) who played behind Woda on DeMatha High School's 1985 Metropolitan championship team, was not as fortunate.

Almost everyone who played in the tournament this week encountered problems with the trees, especially on the final nine holes, which have narrow fairways lined by a cedar forest. And it seemed every time Bellamy went in the woods, he was directly behind a tree. Woda almost always had a shot he could advance fairly easily.

"I just played real patient," said Woda, who is selling real estate this summer and dreaming of the PGA Tour. "I tried to stay on an even keel. I didn't really do anything great, but I didn't make many mistakes."

Bellamy, whose handicap has dropped from 33 to 3 in five years of playing, paid for his mistakes.

Trailing by one going to the par-5 10th hole, Bellamy drove into the trees, was still in the woods with his second shot and hit his third shot over the green and into a water hazard. That double bogey dropped him two behind.

On the par-4 11th, Bellamy drove into the woods again but saved par. However, on the next hole, he missed a three-foot putt and took bogey to fall three down.

On the difficult par-4 16th hole, Woda, with his second shot, laid up short of the water in front of the green. Bellamy, still three down, had little choice but to try to carry his shot 180 yards from the rough over the water. His ball nicked some tree limbs and fell into the water, and he ended up losing the hole and the match to Woda's par.

"I've been in this position dozens of times," said Woda, who said he has won 31 tournaments since beginning to play tournament golf at age 11. "I think that took its toll."

Virginia Women's Amateur:

Defending champion Donna Andrews of Lynchburg and three-time title winner Jane Mack of Richmond will meet today in the final on Homestead's Cascades course in Hot Springs.

Mack defeated Brenda Seymour of Chantilly, 2 and 1, and Andrews also posted a 2-and-1 win, over Fran Hensley of Ridgeway. The match to decide the 62nd annual tournament will begin at 9:30 a.m.

In the fourth flight, Brenda Jones of Annandale was the medalist, defeating Linda Peck of Washington, 6 and 5.

In the state seniors tournament, Ruth Ann Verell of Alexandria won the title by defeating Mary Jane King, the two-time defending champion, 2 and 1.