MEMPHIS, SEPT. 6 -- Nick Lowery hit a 46-yard field goal three minutes into overtime today to lift the Kansas City Chiefs to a 13-10 preseason NFL victory over the St. Louis Cardinals.

The Chiefs (4-1) took the overtime kickoff and moved 47 yards in five plays. Kansas City's No. 1 draft choice, Paul Palmer of Temple and Potomac's Churchill High School, ripped off a 39-yard run to set up the winning field goal. Palmer, who gained 74 yards on 15 carries, carried three times in the drive.

St. Louis (2-2) sent the game into overtime when wide receiver Eric Swanson grabbed a 26-yard pass from quarterback Cliff Stoudt while falling into the left corner of the end zone with 29 seconds left in regulation. That play was set up by a 26-yard pass from Stoudt to Swanson and capped a four-play, 76-yard drive that took just over a half-minute of playing time.

Palmer had scored for the Chiefs on a one-yard plunge with just over a minute left in regulation.

A late scheduling change sent the intrastate rivalry to Memphis where it was billed as a way to show the city's desire for an NFL franchise. It drew a near capacity crowd of 62,353 to newly enlarged Liberty Bowl Memorial Stadium.