Former Naval Academy running back Napoleon McCallum, whose request to play for the Los Angeles Raiders for a second consecutive season was denied by the Navy last summer, is still upset with the Navy.

McCallum, 24, an ensign who remains a supply officer aboard the U.S.S. California in Alameda, Calif., did not deny a report published Sunday in The Boston Globe that he is planning to sue the Navy, but he indicated in an interview this week that a lawsuit was not his preferred course of action.

However, McCallum said -- and sources yesterday confirmed -- that when he appealed to the Navy and the NCAA for a fifth year of eligibility because of medical hardship, he was told verbally the extra time he would spend at the academy would be considered part of the five-year active duty service commitment each midshipman incurs by remaining at the academy for more than two years.

"The only fun I had that year was the Army-Navy game {when he rushed for over 200 yards}," McCallum said. "The academy is not a place to have fun. I was doing that as much for myself as the administration."

Navy Athletic Director J.O. (Bo) Coppedge has said McCallum's presence on the team that fifth year may have helped generate funds that allowed the school's athletic program to avoid a budget deficit.

McCallum also said he does not expect he will get credit for his extra time at the academy. "I was told that year would count towards my service," he said. "Now, there's probably no way."

At the time the verbal agreement was reached, John Lehman was the Navy Secretary. Upon graduation in December 1985, McCallum requested an assignment that would put him aboard a ship based in Long Beach, Calif. He became a supply officer aboard the U.S.S. Peleliu, a ship undergoing overhaul in Long Beach. That assignment, along with Lehman's subsequent authorization for McCallum to play for the Raiders as long as it did not interfere with his shipboard duties, allowed McCallum to play for the Raiders, who had chosen him in the fourth round of the 1986 draft. He worked aboard the Peleliu from 5 a.m. to 2 p.m. and then drove about 30 miles to El Segundo, where the Raiders usually began practice at 2:45.

Since then, Lehman has been succeeded by James H. Webb Jr. And the Navy's policies have changed.

"We are not making any exceptions for personnel wishing to participate in professional sports," Mark D. Neuhart, Webb's spokesman, said yesterday.

Navy records say McCallum was officially commissioned on Dec. 17, 1985. If McCallum's belief is correct -- the verbal assurance he received while he was at the academy no longer applies -- McCallum's service commitment will not be fulfilled until Dec. 16, 1990 (although if McCallum possesses the Navy's maximum amount of leave time, he could fulfill his commitment slightly more than two months earlier). This would mean McCallum would not able to resume his football career until training camp for the 1991 season, at which time he will be almost 28.

Also, there may not be a lot of room on the Raiders' roster for McCallum, who last season backed up halfback Marcus Allen and returned punts. This season, in addition to having Allen, the Raiders have Bo Jackson, who is wearing jersey No. 34 -- the same one McCallum wore last season.

"They {the Raiders} called me up and asked me if it was all right," McCallum said. "It would have been kind of hard to say no. But it's depressing. I'm happy for Bo, but stuff like that kind of depresses you out on the ship. You can't help but think that could be you out there."

The Raiders signed McCallum to a four-year contract that reportedly included a $750,000 signing bonus. Sources have indicated McCallum received the entire bonus and his salary for last season, but that he currently is not being paid by the Raiders and will not receive salaries for other seasons if he does not play.

McCallum realizes his position is one that is difficult for many people to understand or sympathize with.

"I'm sure everyone in the world is saying he's not for his country," he said. "That's just not true.

"I'm doing my job on ship, I'm doing it well and I'll continue to do my job . . . I like my job. I think it's important. I'm dedicated and I'm going to be that way. I'm not one of those happy troopers, though. I'm still upset. Wouldn't you be upset if someone took away over $200,000 for doing a good job?"