LOS ANGELES, DEC. 27 -- Walter Payton has played in his final regular season game. He hopes to take the field three more times before calling it a career.

Payton, the NFL's all-time leading rusher, gained 82 yards on 20 carries today, giving him a career total of 16,726 yards, during the Chicago Bears' 6-3 victory over the Los Angeles Raiders.

"It's been a wonderful 13 years," said Payton, who finished 4,414 yards ahead of Jim Brown, the second-leading rusher in league history. "But it's not over yet. After the Super Bowl, I'll be able to relax and then I'll make a final statement."

Getting to the Super Bowl doesn't figure to be an easy task -- the Bears (11-4) will have to beat either Washington or New Orleans at Soldier Field in the NFC semifinals the weekend of Jan. 9-10 and win the NFC championship game, probably on the road, Jan. 17 to get there.

"We'll probably go into the playoffs as a weak sister," said Bears Coach Mike Ditka. "We're letting people think what they want to think about us. Somebody has to come to Chicago, I know that. We'll be ready for them when they come. We'll have {quarterback Jim} McMahon back for sure."

McMahon hasn't played in the Bears' last three games because of a hamstring injury.

The Bears will have to play better than they have recently if they're going to win at all during the postseason. In two previous games, they were beaten 41-0 by San Francisco and 34-21 by Seattle.

But Payton, who announced some time ago he would retire after this season, was upbeat after today's game, played before a crowd of 78,019 at the Los Angeles Coliseum.

"We needed a win today," he said. "We don't look back . . . We know that we're a much better football team than the way we played the last two weeks."

About his performance, Payton, 33, said, "I think I played pretty good today for an old man."

Kevin Butler provided all of Chicago's points, kicking a 38-yard field goal with 8:24 left in the second quarter and a 30-yarder with 4:56 remaining in the game. Chris Bahr's 48-yard field goal with two seconds to play in the first period had given the Raiders a 3-0 lead.

Chicago totaled 267 yards offense to just 193 for the Raiders, who finished 5-10, their first 10-loss season since Al Davis, the team's managing general partner, joined the franchise in 1963.

The Raiders played without rookie running back Bo Jackson for the second straight game, both of which were losses. Jackson sprained his right ankle early in a 16-10 setback at Kansas City on Dec. 13.

"It's been a long and frustrating year for all of us," Raiders Coach Tom Flores said. "Today, we kept the game close as we have in many games, but we again fell short. Three points isn't going to win any games for you."

The Bears moved 60 yards in 13 plays to get into position for Butler's game-winning kick. They went for a first down in a fourth-and-one situation at the Los Angeles 40, with Payton gaining two yards to keep the drive alive.

Payton was nearly a goat, fumbling on his final carry of the game. Bill Pickel recovered for the Raiders at the 50-yard line with 1:31 remaining. But Los Angeles lost the ball on downs at the Bears 37.

Chicago quarterback Mike Tomczak completed 12 of 26 passes for 146 yards with no interceptions. Chicago 0 3 0 3 6 L.A. Raiders 3 0 0 0 3 First Quarter

LA -- FG Bahr 48, 14:58 Second Quarter

C -- FG Butler 38, 6:36 Fourth Quarter

C -- FG Butler 30, 10:04

A -- 78,019

Bears Raiders First downs 18 14 Rushes-yards 35-121 26-101 Passing yards 146 92 Return yards 0 21 Passing 12-28-1 13-26-1 Sacked-yards lost 1-0 9-47 Punts-average 4-42 5-37 Fumbles-lost 3-2 0-0 Penalties-yards 5-30 4-41 Time of possession 31:12

RUSHING -- Chicago: Payton 20-82, Suhey 6-22, Thomas 4-13, Tomczak 4-4, Harbaugh 1-0. Los Angeles: Allen 18

PASSING -- Chicago: Tomczak 12-27-0, 146 yards, Payton 0-1-1, 0. Los Angeles: Wilson 13-26-1, 139.

RECEIVING -- Chicago: Gault 3-37, Morris 2-36, Payton 2-21, Gentry 2-7, Sanders 1-25, Moorehead 1-13, Suhey

MISSED FIELD GOALS -- Los Angeles: Bahr 44, 46.