Seven-time American League batting champion Rod Carew and all-time saves leader Rollie Fingers head a list of 24 newcomers on baseball's 1991 Hall of Fame ballot mailed to voters yesterday.

Balloting by more than 450 members of the Baseball Writers Association of America will take place through December, with the results announced in early January. A player must be named on 75 percent of the returned ballots to gain admission to the hall.

In all, 45 names appear on the '91 ballot, including 21 holdovers from last year.

Other newcomers are Rusty Staub, Jerry Koosman and Al Oliver. The biggest names among the holdovers are 300-game winner Gaylord Perry, Ferguson Jenkins and Jim Bunning, who came close last year and is in his final year on the ballot.

This year's list of newcomers: Bob Bailor, Larry Bowa, Al Bumbry, Jeff Burroughs, Carew, Rich Dauer, Fingers, Oscar Gamble, Larry Gura, Mike Hargrove, Richie Hebner, Burt Hooton, Art Howe, Mike Jorgensen, Bruce Kison, Koosman, John Lowenstein, Oliver, Steve Rogers, Staub, Ellie Valentine, John Wathan, Pat Zachry and Geoff Zahn.

The holdovers: Dick Allen, Bobby Bonds, Ken Boyer, Bunning, Orlando Cepeda, Curt Flood, Jenkins, Jim Kaat, Harvey Kuenn, Mickey Lolich, Sparky Lyle, Bill Mazeroski, Minnie Minoso, Thurman Munson, Tony Oliva, Perry, Vada Pinson, Ron Santo, Luis Tiant, Joe Torre and Maury Wills.