Chad Pennington pulled himself out of his own mess.

Pennington threw for 393 yards and three touchdowns to offset two second-half interceptions last night, leading No. 15 Marshall to a 38-13 victory over visiting Toledo.

"I put my team in a potentially bad situation," Pennington said. "Being a senior quarterback, sometimes you want to make plays instead of being patient. But in the fourth quarter I was able to help us dig out of it."

Midway through the fourth quarter, Toledo was stopped on downs at the Thundering Herd 41, and Pennington engineered a five-play scoring drive. He capped it with a 15-yard pass to James Williams with 6 minutes 6 seconds left for a 31-13 lead.

Pennington has "a lot of poise and accuracy," Toledo Coach Gary Pinkel said. "He's a veteran now. He does a lot of checks at the line. He can throw any kind of ball. He's a class act all the way."

Doug Chapman, who had a 19-yard touchdown run in the first quarter, capped the scoring with a three-yard run with 2:02 left.

* SMU 24, FRESNO STATE 14: In Dallas, Josh McCown threw for two first-half touchdowns, and Rodnick Phillips rushed for another as the Mustangs won their first game of the season.

SMU (1-5, 1-2 Western Athletic Conference) avoided its worst start since opening with six consecutive losses in 1960, when the Mustangs finished 0-9-1.