James Madison's first appearance in the NCAA Division I-AA playoffs since 1995 ended with a 27-7 loss to fifth-seeded Troy State yesterday in Troy, Ala.

The Dukes, who shared the Atlantic 10 Conference championship with Massachusetts after going 3-8 last season, trailed 24-0 before running back Curtis Keaton scored on a two-yard run with 9 minutes 22 seconds to play. Keaton, who rushed for 1,679 yards during the regular season, was held to 40 yards on 22 carries yesterday--part of a stellar defensive effort by the Trojans, who allowed JMU just 203 yards overall.

The Dukes (8-4) were hampered by problems at quarterback, losing starter Chris Paquette to a separated shoulder in the second quarter.

James Madison already had lost three quarterbacks earlier this year. Mike Connelly, still suffering from a separated shoulder injured earlier in the season, and scout team freshman Jason Thompson carried the rest of the game, but the Dukes were never the same.

Troy State (11-1) grabbed control with three touchdowns in a seven-minute span late in the first half and early in the second. After leading 10-0 at halftime, the Trojans then took the second-half kickoff, and drove from their 25-yard line to a third down at the James Madison 9. The Dukes forced Thad Buttone to fumble after running to the 3, but Troy State's Phillip Jones recovered in the end zone. Troy State will play Florida A&M in the quarterfinals.

* N. CAROLINA A&T 24, TENNESSEE ST. 10: Marcus Bryson scored the winning touchdown on a 15-yard pass from Jason Battle, and the visiting Aggies (11-1) shut down No. 1 Tennessee State (11-1), which had been averaging 455 yards and 37 points per game. It was the second year in a row TSU lost in the opening round of the playoffs. North Carolina A&T will visit Youngstown State next Saturday.

* YOUNGSTOWN ST. 30, MONTANA 27: Quarterback Jeff Ryan had 369 yards in total offense and three touchdowns for visiting Youngstown State (10-2). Montana finished 9-3.

* FLORIDA A&M 44, APPALACHIAN ST. 29:JaJuan Seider was 33 of 43 for 313 yards and three touchdowns and ran 30 times for 81 yards and three touchdowns for visiting Florida A&M (9-3). Appalachian State finished 9-3.

* HOFSTRA 27, LEHIGH 15: Giovanni Carmazzi threw two touchdown passes and ran for a third for third-seeded Hofstra (11-1), which won its fifth straight game. The Flying Dutchmen advanced to play Illinois State. Lehigh, the Patriot League co-champions, finished 10-2.

* ILLINOIS ST. 56, COLGATE 13: Aveion Cason ran for 156 yards and three touchdowns for host Illinois State (10-2), which turned three second-quarter Colgate turnovers into touchdowns in building a 28-0 lead. The Redbirds will face Hofstra in the second round.

* GEORGIA SOUTHERN 72, NORTHERN ARIZONA 29: Greg Hill ran for four touchdowns and threw for two more for Georgia Southern (10-2), which improved to 21-0 in home playoff games and will host Massachusetts next week. Northern Arizona finished 8-4.

* MASSACHUSETTS 30, FURMAN 23: Marcel Shipp made up for an earler fumble by scoring on a one-yard dive in overtime for visiting Massachusetts (9-3). Furman finished 9-3.

Divisions II and III

* TRINITY 20, WESTERN MARYLAND 16: In the second round of the Division III playoffs, host Trinity (11-0) fought back from a 16-13 deficit in the third quarter behind freshman running back Jeremy Boyce's 79-yard kickoff return for a touchdown. Trinity will host Hardin-Simmons next Saturday in the quarterfinals. Western Maryland finished 11-1.

* MOUNT UNION 42, AUGUSTANA 33: In the second round of the Division III playoffs, Chuck Moore rushed for four touchdowns for three-time defending national champion Mount Union, which won its 53rd consecutive game despite having the ball for less than 12 minutes.

Visiting Augustana (9-2) piled up more than 48 minutes in time of possession, had twice as many first downs and a 150-yard advantage in total yards.

Complete results and schedules on Page D17