A former fitness instructor and single mom of two adult children, Ginger White, 46, may be the woman whose story causes the downfall of Herman Cain’s presidential candidacy.

Ginger White poses for a photo near Dunwoody, Ga., on Monday, Nov. 28, 2011. In an explosive allegation, White said Monday she and Republican presidential hopeful Herman Cain had a 13-year extramarital affair that lasted nearly until the former businessman announced his candidacy for the White House several months ago. (Greg Bluestein/AP)

In two television interviews with Atlanta stations on Monday, White appears soft-spoken and says she came forward only to defend her own reputation after she feared the story about her alleged 13-year affair with Cain would leak out.

“I couldn’t imagine anyone coming out and lying about this. Who would want this? It’s really not been fun,” White said in a Monday night interview with Atlanta television station WSB.

White has been frequently unemployed, according to news reports, and public records reveal financial difficulties that resulted in several eviction notices.

John White, her ex-husband, said he had no knowledge of the alleged affair.

“It wouldn’t surprise me either way,” John White said.

Cain has denied that he had a physical relationship with White, but says he knows her, and counted her as a friend. The former Godfather’s CEO has said that he helped out Ginger White financially.

John and Ginger White were married from 1993 to 1998 and the alleged affair would have overlapped with the period when the two were separated in 1997 and 1998.

Ginger White, who could not be reached by the Post for an interview, told reporters who showed up at her apartment on Monday night that she is standing by her story.

As she revealed details of the alleged romantic liaison with Cain, White seemed to expect tough scrutiny of her background and conceded in her initial interview with the Fox affiliate that she had made mistakes in some of her business dealings.

According to Georgia court records, White faced notice of eviction five times by landlords seeking back rent. A former business partner, Kimberly Vay, sued White earlier this year after a dispute that began when White wrote disparaging comments about Vay in a mass e-mail — comments that White recanted four months later as part of a legal settlement.

The two women fell out after a plan to start a cycling studio together fell through.

“She came back and stated that everything she stated in the e-mail was completely false,” Vay said in an interview. “She admitted to making it all up out of anger and frustration.”

White also agreed to pay Vay’s legal fees but eventually stopped making her monthly payments, leading to the lawsuit, Vay said.

Ginger White could not be reached by phone and her attorney did not respond to interview requests.

Monday night at her apartment in Dunwoody, Ga., White declined to elaborate on her statements during a brief interview with the Associated Press. “I can’t make any comment on this,” she said. “We’re trying to be slightly sensitive.”

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