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At $144 a month, Minnesotans will have the cheapest low-cost premium under Obamacare


Premiums for the cheapest of the low-cost plans under the Affordable Care Act (aka Obamacare) will be cheapest in Minnesota and most expensive in Wyoming, according to a new report from the Health and Human Services Department.

As our colleagues over at Wonkblog noted this morning, there’s wide variation in how much people are expected to pay on average depending on where they live: “the unsubsidized monthly premiums could be as low as $70 for an individual and as high as $1,200 for a moderate plan for a family of four,” they report.

The report finds that 95 percent of individuals live in states where premiums are predicted to be lower than previous estimates.  And in states where the federal government will fully or partially run the health insurance marketplace, individuals will have a choice among an average of 53 qualified health plans.

The plans are offered in different tiers: bronze, silver, gold and platinum. The bronze plan is the least generous and also generally the cheapest.

In Minnesota, the cheapest bronze plan will cost an average of $144. In Oklahoma, it will be $174. Tennessee is next with a $181 premium, followed by Maryland and Kansas where premiums next year are predicted to cost $197.

Wyoming’s cheapest bronze plan will come with the costliest average premium at $425. Alaska’s is estimated at $385 and Mississippi’s is predicted to be $342. Connecticut is next with a $340 premium, followed by Vermont at $336. Plan estimates were not available for three states: Hawaii, Kentucky and Massachusetts.

Niraj Chokshi is a general assignment reporter for The Washington Post.



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Niraj Chokshi · September 25, 2013

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