From elsewhere in The Post: Not all parents live to see their kids play little league, learn to drive or attend prom. It’s morbid to think about, but some parents die much too young. What’s worse is when they die before establishing a will or taking care of other estate planning issues.

Root DC contributor Theola Labbé-DeBose says this lack of preparation can be especially frightening for African American families.

“It’s...a topic that tends to be a huge blindspot for many black families, largely because of lower wealth rates compared to whites. A new study from the Pew Research Center shows that the recession and falling home equity has meant that the median wealth of white household is now 20 times that of black households and 18 times that of Hispanic households.,” she says.

Labbé-DeBose explains how she got over the discomfort of planning what her son’s life would be like without her, and what options were available for her family once she started researching.

Do you have a will? What plans have you made if you are unable to care for your family?

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