The Washington Post

Prince William homeowners battle with banks

Edgar Lemus lived in Dale City for 10 years, never missing a payment on his home. When he asked for a loan modification from Chase Bank, it was approved, and he continued to make payments.

Suddenly, Chase sent him a letter announcing foreclosure. Chase apparently had no record of his year of modified payments; the two-track systems of foreclosure and loan modification never talked. It’s exactly the problem that federal officials thumped the banks for last month, and the thing they promised will end.

“I’m tired of this,” Lemus said, his voice quivering. Wiping his eyes, he explained, “I’m in pain.”

This is the story that many church leaders in Northern Virginia are hearing. Families caught up in job losses and unsympathetic lenders who don’t show the heart that small banks used to.

“There is no morality, no humanity, no caring for the community with these banks,” said the Rev. Clyde Ellis, the senior pastor at Mount Olive Baptist Church in Woodbridge, where large swaths of the congregation are in trouble.

Here’s the full column.

Tom Jackman is a native of Northern Virginia and has been covering the region for The Post since 1998.

Success! Check your inbox for details. You might also like:

Please enter a valid email address

See all newsletters

Show Comments
Most Read

Success! Check your inbox for details.

See all newsletters

Your Three. Videos curated for you.
Play Videos
What can babies teach students?
Unconventional warfare with a side of ale
A veteran finds healing on a dog sled
Play Videos
A fighter pilot helmet with 360 degrees of sky
Is fencing the answer to brain health?
Scenes from Brazil's Carajás Railway
Play Videos
How a hacker group came to Washington
The woman behind the Nats’ presidents ‘Star Wars’ makeover
How hackers can control your car from miles away
Play Videos
Philadelphia's real signature sandwich
Full disclosure: 3 bedrooms, 2 baths, 1 ghoul
Europe's migrant crisis, explained