The pandemic has delivered another unwelcome threat to our lives — inflation.

Consumer prices are rising, and if you’re living paycheck to paycheck, this means you have a harder time paying for food, gas and other items.

Inflation hit its largest annual increase in 30 years in October, with consumer prices up 6.2 percent compared with a year ago, according to the Bureau of Labor Statistics. Data released Wednesday showed that prices rose 0.9 percent in October compared with September.

“Inflation has been a surprising and unwelcome guest seeming to persist at an elevated level at a time when we’re all hoping to put the devastating economic impacts of the pandemic behind,” said Mark Hamrick, senior economic analyst for Bankrate. “Like the pandemic-caused downturn itself, it exacerbates wealth and income inequality. The wealthy can adjust. Those on lower incomes, not so much. It is as if some people just can’t catch a much-needed break.”

Prices are way up compared with what we were used to pre-pandemic. But this isn’t a fun ride. Here’s how to handle a rise in consumer prices.