Looking for a way to track expenses and get some guidance about where to put what you don’t spend? Many people have turned to LearnVest, a 4-year-old start-up, for advice about how to manage their money. The service’s app helps users stick to a budget by easily tracking what they’re spending and making while giving information on managing money. Even the more promotional material in the app is fairly helpful — there’s easy access to LearnVest articles and a section of the app that lets you schedule a consultation with a financial advisor. (That’s not required to use the app, however.)

To really get the most out of the app, you can hook it to your bank accounts to track what you buy automatically, and match that against a monthly budget you set. LearnVest asks you to pick a pin number in addition to your login and username to access this information, but those who are wary about putting too much financial information on their phones should keep that in mind. Free, for the iPhone.

— Hayley Tsukayama