It may be getting too late to get your finances in order for April 15, but that shouldn’t keep you from cutting down on receipt clutter and runaway spending. Attack those problems with data and the help of Toshl, an expense-tracking app that requires you to take a proactive approach to tracking finances. Simply enter your receipts and other spending at the end of each day and tag your purchases by category to have Toshl keep track of expenses. The modern approach to the once-daily act of balancing the checkbook, this app will make sure you know exactly where your money’s going. A paid version will let you export data and run more detailed reports, for $19.99 a year. Free, for iPhone and Android.