In the summer of 2008, as the economy hummed along with no tangible sign of trouble, Daniel Joyce marketed financial services for a bank. He lived comfortably in San Jose, Calif., with his wife, Nancy, and four kids.    

Then everything exploded, said Daniel, who is still unemployed today despite applying for more than 400 jobs over the past three years.

“I looked immediately,” the 54-year-old said. “Originally we didn’t think it would take that long to get some sort of new job but it’s proven impossible to be any type of job. And I mean any type of job.”

Daniel exhausted his unemployment benefits and officially became a 99er last year.

The impact on his life has been dramatic. While Daniel’s wife is employed as an elementary school teacher, the family has struggled to pay the bills and send the children to college. The financial stress has strained the marriage, Daniel admitted.

(Courtesy of Daniel Joyce)

But he added that his unemployment has brought him closer to his children.

“If there’s one benefit of this whole thing, you get to know your children better,” he said. “They’ve seen my struggles, and maybe they have a great appreciation, I hope, for getting in the right industry and finding a job that will last in this economy.”

As for himself, Daniel is not sure if he will ever work again.