What to know ahead of Supreme Court ruling on student loan forgiveness

People gather outside the Supreme Court during a protest in support of student loan forgiveness on Feb. 28 in Washington. Justices heard arguments in two lawsuits challenging the debt relief plan. (Sarah Silbiger for The Washington Post)
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The nation’s highest court heard two cases Feb. 28 challenging the legality of President Biden’s student loan forgiveness plan, four months after an appellate court halted the relief program.

If the Biden administration is successful, more than 40 million people could have up to $20,000 of their individual federal student loan debt canceled. Before the courts hit the brakes on the program, more than half of eligible borrowers applied, with the Education Department approving 16 million applications.

But several lawsuits have sought to test whether the president has the authority to forgive the debt. If the challenges prevail, supporters of debt relief worry about what could happen to borrowers when loan repayments resume.

There are many moving parts to the lawsuits. Here’s a refresher.

On student loan forgiveness, conservative justices skeptical of Biden plan

Student loan forgiveness

The latest: At a hearing, conservative Supreme Court justices seemed highly skeptical of President Biden’s debt relief plan. To date, Biden’s student loan forgiveness plan is on ice after a Texas judge blocked the student debt relief plan.

Calculate your eligibility: We tackled everything you need to know about the debt relief plan. Use this calculator to see how much of your student loan debt can be forgiven. Here’s what to expect in the student loan forgiveness application.

The opponents: What is happening to student loan forgiveness? A federal appeals court temporarily halted the student debt relief program. Six Republican-led states are also suing to overturn President Biden’s student loan forgiveness plan. An Indiana lawsuit was the first significant legal action seeking to invalidate Biden’s policy.