Reader: A car accident eight years ago left me with physical limitations and post-traumatic stress disorder. I would like to reenter the workforce, but if I can’t handle the load, I will have to go through another process to be deemed disabled again — and because the disability amount is based on income in past years, I would receive next to nothing to live on. Additionally, an eight-year gap on my résumé, plus revealing that I have PTSD and have been receiving disability pay, may not sit well with potential employers. Is there a safe and effective strategy for returning to work without risking it all?

Karla: Most of us don’t have to think about how a disability could preempt or derail a career — but anyone could end up in your position. And someone in your position could end up anywhere. Just ask Kathy Martinez, assistant secretary for disability employment policy at the Department of Labor, who aided in this response. Because she is blind, she truly understands your concerns about supporting yourself and persuading employers to see what you offer.

Step 1: Get a support system. Do you still have a medical team helping with your recovery? If not, ask your general practitioner for contacts — including a therapist who can gauge your readiness to make this leap. For emotional support, Martinez says, your local Independent Living Center can connect you with peers with disabilities.

Step 2: Get the real picture about your benefits. Knowing exactly what you’re up against is the best defense against paralyzing fear. Your local Social Security Office can provide you with advice and information.

@Work Advice columnist Karla Miller (Deb Lindsey/FOR THE WASHINGTON POST)

Step 3: Get looking. The Labor Department’s Career OneStop aggregates information on jobs and training programs, as does the Job Accommodation Network.

Step 4: Get a foot in the door. Volunteering in your desired field will give you experience and confidence without jeopardizing your financial lifeline. But Martinez points out that you can retain some benefits even while trying out a paying job, up to a certain salary threshold. Find more information at .

Step 5: Get hired. Focus on the skills you offer while being honest about accommodations you need. “Your best defense,” Martinez says, “is an offense: Be all that you can be.” The Labor Department publication “Youth, Disclosure, and the Workplace: Why, When, What, and How” discusses the decision to disclose (or not) a disability to a potential employer.

Many thanks to Assistant Secretary Martinez. Click here to read her full response.

Karla L. Miller is ready to hear your work dramas and traumas. Send your questions to You also can find her on Twitter, @KarlaAtWork, or Facebook,