Elizabeth Setzer, who was a longtime teacher at Germantown Elementary School in Montgomery County, died Dec. 27 at a hospice in Centennial, Colo. She was 96.

The cause was heart disease, her daughter Nancy Setzer Luria said.

Mrs. Setzer came to Washington in 1947 and worked as an assistant to the librarian of the Federal Housing Administration for five years.

In 1957, she began teaching in Germantown. She taught kindergarten for one year, then spent the rest of her career as a fourth-grade teacher. She retired in 1977.

Elizabeth Leone Freeman was born in San Diego and graduated from high school in Oakland, Calif. She was a 1940 graduate of the University of California at Berkeley.

From 1942 to 1946, she served as an officer with the WAVES, as the women’s branch of the Navy was called during World War II. She held jobs in San Francisco and Hono­lulu before moving to Washington. She received a master’s degree in education from the University of Maryland in 1967.

Mrs. Setzer and her husband, a former curator of mammals at the Smithsonian National Museum of Natural History, lived on a farm in Germantown for many years. They moved to Gainesville, Fla., in 1981, and also had a home in Onancock on Virginia’s Eastern Shore.

Mrs. Setzer lived in Arlington County from 1994 to 2005 before moving to Golden, Colo. She was a member of the Daughters of the American Revolution.

Her husband of 41 years, Henry W. Setzer, died in 1992. Survivors include three daughters, Suzanne Setzer of Sherborn, Mass., Nancy Setzer Luria of Arlington and Lynn Setzer Filoreto of Arvada, Colo.; a sister; and four grandchildren.

— Matt Schudel