James Lynch Jr., 90, a banker who spent most of his professional career with Suburban Trust Co. in Silver Spring, died of congestive heart failure Sept. 4 at Suburban Hospital in Bethesda. He was a Rockville resident.

The death was confirmed by his wife, Helen Lynch.

Mr. Lynch began working at Suburban Trust shortly after graduating from George Washington University with a business degree in 1950. He was a consumer loan officer and manager of the automobile loan department. In the early 1980s, he retired from Suburban Trust. He then worked as a financial officer for Riggs Bank until 1988.

James Lynch Jr. was born in Baltimore. He moved to the Washington area in 1936 and three years later graduated from Montgomery Blair High School in Silver Spring.

He served in the Army in England during World War II.

Mr. Lynch was active in the Silver Spring Chamber of Commerce and was a golfer.

In addition to his wife of 65 years, Helen Osbourn Lynch of Rockville, survivors include a daughter, Frances Lynch of Bethany Beach, Del.; and two grandsons.

A daughter, Nancy Lynch Oyer, died in 2000.

— Bart Barnes