D.C. tied with Worcester, Mass. — drivers in the nation’s capital and the city about 40 miles west of Boston both go 4.3 years between claims on average. D.C. bested Worcester when it came to hard-braking events per 1,000 miles, however, racking up 21.5 to Worcester’s 23.6 and securing slot No. 197 on the Allstate list of 200 cities. Put another way: Drivers in D.C. are 132 percent more likely to file a car insurance claim than the national average.
Kansas had much to celebrate, meanwhile, with Kansas City drivers ranking No. 1 and Olathe, Kan., drivers coming in at No. 10. Two other Kansas cities appeared in the Top 20.
If this seems unfair — can drivers on the Great Plains really be compared to drivers on the Beltway? — know that Allstate did control for population density and annual precipitation.
“Allstate’s auto policies represent nearly 10 percent of all U.S. auto policies, making this report a realistic snapshot of what’s happening on America’s roadways,” the report said.