As President Obama and Congress negotiate (or at least, try to negotiate) a plan to avoid the fiscal cliff, use this tool to estimate how your family would be affected by some of the options proposed in the past.

The math is complicated. The expiration of all or part of the George W. Bush-era tax cuts would potentially have the biggest impact on most families. But the end of the temporary payroll tax and new taxes related to the health-care overhaul mean that most families would see their tax burden increase under any scenario. 

Still, there are differences. Click above to compare how rival plans -- or going straight over the cliff -- would affect you.