Should the so-called "fiscal cliff" be rebranded so more Americans understand the urgency of the situation? Jay Leno had a offered a new characterization during his opening monologue on "The Tonight Show" Friday night. 

"Here's how they should explain it: It's 4 a.m. for our economy, and Lindsay Lohan is behind the wheel. That says danger. People understand that," Leno said. 

Check out the clip below.