Regarding the Feb. 19 article “Premium surcharge on smokers makes strange bedfellows”:

The solution to covering the extra health-care costs incurred by smokers without making health insurance unaffordable to those who need it is simple: Let the insurance companies figure out the additional cost and then collect that as a surcharge on the price of cigarettes.

That way, you place the discouragement at the source of the problem, not at the result. Plus, it would have a political advantage that would help get it passed. It pits one powerful industry against another.

Alan Migdall, Gaithersburg