Regarding the March 22 front-page article “Rising rates chill housing market”:

Oh, boo hoo. I paid 14.5 percent interest on a Federal Housing Administration loan in April 1980, when I bought my first house. That month, the prime rate hit 20 percent, the highest it ever had been. I refinanced three times over the next 20 years, to 11.2 percent, 9.3 percent and finally 7.4 percent before selling the house. At today’s “high” rate of 4.32 percent, I could have paid off my house in 15 years instead of 30. A rate of 4.32 percent sounds like a steal to me.

Susan E. Gibson, Columbia