I don’t entirely disagree with George F. Will’s critique [“Regulators above the law,” op-ed, Nov. 18] of the Consumer Financial Protection Bureau: that its mission to confront unfairness, deception and abuse is somewhat ambiguous; that it is a creature of the executive branch, beyond the control of Congress; and that its reach is worrying bankers.

However, speaking as one of many whose retirement savings were decimated because of bankers engaged in the most unfair, deceptive and abusive practices, which occurred during a session of the most feckless Congress in recent history, I am pleased that the executive stepped into the breach and that the effect is causing bankers a measure of consternation.

Alan Abrams, Silver Spring