I have good private health insurance, but I don’t like it. Last year, my out-of-pocket deductible increased by $1,000; recently the insurance company slapped an extra 30 percent on top of that with no warning. I spend hours every year filling out forms and bringing reimbursement checks to the bank. Stories about the nightmare that can be private insurance are legion — the pre-approvals not appropriately sought, the 10-minute emergency room visits that cost $1,000 because the doctor on call was out of network, the cancer patients who have to spend their final hours wrangling with insurance companies. Somehow I can’t believe that most people “like” this setup — as long as their health care remains good, I think they might be happy with a different one.
Before we let this supposed “fact” derail another attempt at fixing the system, I would challenge Mr. Will and others to dig deeper and find out what Americans actually do “like” and want.
Elizabeth Phelps, Washington